UK Business Owners · HMRC Compliant
A powerful, tax-efficient pension solution designed for UK business owners and company directors — invest in what you understand, lend back to your business, and shape your retirement strategy.
100%
HMRC compliant
Fixed
Transparent fees
Fast
Setup & support
Tax-efficient growth
Registered
HMRC Pension Scheme
Why Emira SSAS
Specialist guidance, without the complexity.
We design and administer SSAS schemes for limited company directors who want real control over their retirement strategy.
Specialist SSAS provider
Built specifically for UK business owners and directors.
Fully HMRC compliant
Every scheme structured to UK pension legislation.
Transparent fixed fees
No hidden costs. No surprises. Clear pricing.
Pension expertise without unnecessary jargon.
Built specifically for UK business owners and directors.
Fast setup
We get your scheme registered and running quickly.
Ongoing support
Built specifically for UK business owners and directors.
Key benefits
Built for business owners.
Four reasons limited company directors choose a SSAS to lead their long-term strategy.
Tax efficiency
Corporation tax relief on contributions, tax-free investment growth, and no capital gains tax inside the scheme.
Property investment
Invest in offices, warehouses and retail units — and lease them back to your business tax-efficiently.
Loan back to your business
Lend up to 50% of net assets to the sponsoring employer to fund growth and improve cash flow.
Control & flexibility
You decide where your pension is invested — no fund-manager lock-in, within regulatory limits.
Permitted asset
Commercial property
Flexible investment options
Invest in what you understand.
A SSAS unlocks a wide range of permitted investments, all within strict HMRC rules.
- Commercial property
- Corporate bonds
- Loan-back to employer
- UK & international equities
- Deposits & cash
- Crypto (within rules)
- Restricted: residential property, tangible moveable property (art, cars), personal-use assets.
How it works
A simple, structured setup.
From first conversation to ongoing administration — we handle the heavy lifting so you can focus on running your business.
Initial consultation
Understand your business and objectives.
Scheme design & registration
We establish and register your SSAS.
Transfer or fund
Move existing pensions or make contributions.
Investment execution
Start deploying capital into approved investments.
Ongoing administration
We handle compliance, reporting and support.
A SSAS isn't for everyone — and that's the point. It's purpose-built for directors and business owners who want their pension to work as hard as they do.
- A great fit if you're…
- Ideal
Limited company director
Running your own UK Ltd.
Retained profits in the business
Looking for tax-efficient use.
Existing pension pot £50k+
Ready to consolidate.
Want greater control
Of where your pension invests.
- Probably not for you if…
- No UK limited company
- Very small pension values
- Want fully hands-off investing
Tell us about your business and pension situation.
Emira SSAS Ltd provides administration and support services for SSAS. We do not provide regulated financial advice unless explicitly stated.